Welcome to
Boomer Info.com

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Ginas Financial Inc, an independent agency focusing on Retirement Planning, Life Insurance, Medicare, and Insurance needs. As Certified Financial Fiduciaries, we help protect your
Needs, Wants and Wishes.
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Retirement Income

Our expertise lies in retirement income planning, aiding individuals in attaining their financial aspirations throughout their retirement years.

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Medicare Benefits

Ginas Financial provides extensive Medicare benefits designed to assist you in effectively managing your healthcare expenses.

Life Insurance

Life Insurance

Life insurance serves as a safeguard for your family and loved ones in the event of your passing, offering them a financial benefit to address lost income, final expenses, and future needs.

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Long Term Care

Ginas Financial offers a comprehensive long-term care insurance solution, providing both financial protection and peace of mind for individuals and their families.

Asset Protection

Asset Protection

Contractually guaranteed returns are imperative. Safeguarding wealth and assets remains a top priority for individuals.

Dental Vision

 Dental, Vision, Hearing, & Other Insurance

Adding dental, vision, hearing, and other insurances to your portfolio can provide comprehensive coverage beyond what Medicare typically offers.

Insuring Futures

Benefiting from years of experience in the insurance industry, Tom is adept at navigating the complexities of preparing for uncertain times. Whether you require guidance on securing lifelong income, understanding Medicare options, or planning for long-term care, Tom is well-equipped to assist you. Don't hesitate to reach out to him for expert advice on safeguarding your future.

Determining Need

Financial experts universally acknowledge that unforeseen events combined with inadequate insurance coverage can pose significant challenges. Thus, we strongly encourage you to reach out to us promptly. We will conduct a comprehensive analysis of your insurance needs and offer suitable coverage at a reasonable price. Don't delay any further; contact us today to ensure that you have the necessary protection in place.

Forming Relationships

Given that everyone's insurance requirements are distinct, we suggest reaching out to us for a personalized assessment tailored to your business or personal needs. Our evaluation will help you safeguard your hard-earned assets effectively. Feel free to contact us without delay to discover how we can offer you the protection you require.

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

What is a deductible?

In the event of a loss, a deductible is the amount you are responsible for paying out-of-pocket, with the insurance covering the remaining portion.

What are the benefits of Annuities?

Annuities represent a financial product that provides investors with a plethora of advantages. Among the most notable benefits is the opportunity to receive a fixed income stream for a designated period or even for life. This characteristic offers retirees a dependable and foreseeable source of income, particularly crucial for those with limited retirement income sources. Furthermore, annuities boast tax-deferred growth potential. This means that earnings on an annuity remain untaxed until withdrawal, enabling investors to optimize their savings over time. Moreover, annuities come with a variety of options and features, such as death benefits and long-term care coverage, which aid individuals and families in better managing their financial risks. In summary, annuities emerge as an appealing choice for individuals seeking a steady and predictable income stream, complemented by potential tax advantages and additional features.

How soon after I enroll will my Medicare benefits begin?

If you sign up for Medicare during the Initial Enrollment Period (IEP) within the first three months, your coverage will commence in the month you turn 65. Enrolling in the month of your birth means benefits will start the following month. However, if you enroll one month after your birthday, there will be a two-month waiting period before your coverage begins.

We Are Licensed In NC, SC, GA, NY, NJ, FL, PA, TX, VA, IA & AL